E-Checking
– $100 minimum deposit to open
– $5 paper statement charge
– E-Statements (paperless statements) are required for this account

Pineland Personal Checking
– $100 minimum deposit to open
– $500 minimum daily balance to avoid $5.00 monthly maintenance fee any one day during the statement cycle

Silver Pine Checking (ages 55+)
– $100 minimum deposit to open
– No maintenance or transaction fees
– $1,000 minimum daily balance to earn interest

NOW Account
– $1,500 minimum to open
– $1,500 minimum daily balance to avoid $8 monthly maintenance fee any one day during the statement cycle
– $1,500 minimum daily balance to avoid item fees $0.25 item fee for each debit which includes (withdrawal, check paid, auto debit or payment out of the account)
-$1,500 minimum daily balance to earn interest

Money Market Account
– $2,500 minimum to open
– $2,500 minimum daily balance to avoid $10 monthly maintenance fee any one day during the statement cycle
– $6 per item fee charged for each transaction (withdrawal, check paid, automatic transaction, or payment out of the account) in excess of 6 posted to your account each month.
– $2,500 minimum daily balance to earn interest

Premier Money Market Account
– $10,000 minimum to open
– $10,000 minimum daily balance to avoid monthly maintenance fee
– $12 monthly maintenance fee
– $6 fee per withdrawal in excess of six withdrawals per month
– Tiered rates

Regular Savings Account
– $100 minimum to open
– $500 minimum daily balance to avoid $3 monthly maintenance fee any one day during
the statement cycle
– $3 per withdrawal (withdrawal, check paid,
automatic transaction, or payment out of the
account) fee in excess of three
withdrawals per month
– $15 fee if closed within 6 months of opening
– Interest bearing

Christmas Club Account
– $25 minimum to open
– $15 fee for any principal withdrawn before maturity/$15 fee if closed early
– Interest bearing
– Annual disbursement
– Automatic renewable

Student Checking (Age 13-23)
– If you are a full-time student, 13 to 17 years of age, an adult 18 years or older must sign on the
account with you. Your account will be changed to a regular checking account when you reach age 24.
– $100 minimum to open
– $3 monthly maintenance fee
– No maintenance fee with
– e-statement enrollment

Student Savings (Up Through Age 23)
– Your account will be changed to a regular savings account when you reach age 24.
– $5 minimum to open
– No monthly maintenance fee
– $3 withdrawal fee for each withdrawal (withdrawal, check paid, automatic transaction, or payment out of the account) in excess of one withdrawal per month
– Interest bearing
– $15 fee if closed within six months of opening